It’s not every day that borrowers can draw on the expertise of a mortgage expert and a licensed certified public accountant at the same time; but Steve Birk isn’t like every mortgage banker. His borrowers benefit by working with a mortgage banker that looks beyond the monthly payment to make sure their mortgage secures more than their home, but also secures their financial future.
Living near Walt Disney World, we know Floridians expect world-class service, and they won’t be disappointed with the showcase of service provided by Birk’s team. According to Steve, “most borrowers only think about mortgages a few times in their lives, I think about it every single day, for some this is a profession, but for me, it’s my passion.”
For a holistic view of your mortgage and financial plan contact Steve today.
Steve's Team
Don't Overpay for Your Mortgage
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continuesthroughout theentire life of your loan.
1. Mortgage Planning
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Managementprogram on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.
