I have been in the mortgage industry since 1997, and I have the experience and knowledge needed to help you smoothly navigate the mortgage process. As a veteran myself, I especially love helping other veterans, and first-time homebuyers! I pride myself on being an expert in my field so that I can give you the best advice and guidance for your personal situation, and educate you on the process and what to expect. I have a “think-outside-the-box” mentality, which is needed more often than not in today’s complex lending environment. I am available when my clients or referral partners need me, I am extremely knowledgeable on all loan programs and options, I provide fast and accurate estimates and pre-approvals, and I truly care about my customers. Because of this, I have earned the trust of many families and real estate professionals in the area.
Together with my Apex team, we will guide you through the entire process, step-by-step. Whether you’re buying your first home or your fifth, or refinancing the home you already own, you’ll have the assistance and guidance you need and there will be no doubt in your mind that we have your best interest at heart.
I grew up in Rustburg, joined the military (Air Force) in 1987, and returned to the area in 2004 with my husband, Jim, who retired from the Army. I have two children, Matt and Katie, one grandbaby, and two fur babies. My favorite place is anywhere with white sand and gentle breezes!
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.