Scott Rosenthal

Rosenthal Mortgage Group at Apex Home Loans
Sr. Mortgage Banker | NMLS ID #450609

6339 Ten Oaks Rd #200
Clarksville, MD 21029
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Scott Rosenthal has over 19 years of experience in the mortgage industry. Scott takes pride in educating his customers so that they obtain the financing program that is best suited for their short and long-term financial goals. Scott goes the extra mile by making himself available day, evenings and weekends for his customers.

Scott works closely with financial planners and certified public accountants and their customers to ensure that the mortgage that is put in place fits within a larger financial plan. 

Scott is a Director on the board of the Howard County Association of Realtors. He is also active in coaching HCYP travel baseball in Howard County, Maryland. He loves spending time with his wife, two boys, many friends and his Beagle.


Meet My Team!

Kait Spurrier
Kait Spurrier
Mortgage Planner
NMLS ID #1277963
Sheri Jones
Sheri Jones
Sr. Loan Processor

Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report


Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.

What Our Customers Are Saying

“Refinancing can be a trying experience even in the best of times; but somehow we managed it while dealing with the added stress of an automobile accident. Scott was understanding and helpful throughout. He consistently tried to remove as much of the burden of the process off our shoulders as he could. He was available every time I needed him to answer any questions that we had. We highly recommend Scott Rosenthal.”  Dr. James and Brenda H.

“Fantastic experience with Scott. My real estate agent recommended him. I knew she would not recommend someone that wasn't up to par, but Scott went above and beyond my expectations!!” – Peggy S.

"Scott Rosenthal is a true proficient and a pleasure to work with.  We have purchased a number of homes over the years but have never before had such a great lending experience.  From contract signing to closing he was able to complete our entire loan process in just over three weeks.  Scott deserves our highest recommendation and will certainly receive a call from us when we again purchase or refinance a property." – Stacey S.

Mortgage Calculators
Market Update

Contact Scott Rosenthal