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Rhonda Holt

Rhonda Holt

Senior Mortgage Banker | NMLS ID #217259

1149 Vista Park Drive, Suite A
Forest, VA 24551
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 As a mortgage industry veteran, Rhonda has earned the trust of many families and real estate professionals in the greater Lynchburg, VA area. She has built her business on referrals by providing fast loan approvals and on-time closings, all delivered with the highest level of personal service.  Realizing that every second counts in this industry, Rhonda is available to clients and referral partners on nights and weekends.

Her Forest, Virginia Mortgage team will guide you step-by-step through the mortgage process while providing consistent communication to everyone involved.  She proudly works with some of the finest professionals in the business to create an exceptional experience for you.

Rhonda is active in the community and supports local organizations.  Rhonda is married with 2 children and has lived in the Lynchburg VA area all of her life. 


Meet the Lynchburg Team



Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report

Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.

What Our Customers Are Saying

Mortgage Calculators
Market Update

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