Paul Defngin entered the mortgage business in 1996 and has worked as a loan processor, mortgage planner, underwriter, and loan officer. Paul currently works at Apex Home Loans as an independent loan officer as well as a mortgage planner for Michael Parsons.
Paul is very personable and has tremendous knowledge when it comes mortgage programs and the loan process. Both of these attributes help him select the very best mortgage solution for his customers. He constantly strives to exceed the expectations of his customers and business partners. For this reason, Paul's customers trust his judgment and value his advice.
Paul has a very fluent understanding of both the real estate industry and the financial markets. As a result, he is often quoted by local publications, including The Washington Times and NVAR Magazine.
Paul graduated from the Catholic University of America with a B.S. in Financial Management. He actively supports the Montgomery County Fire and Rescue Cadets High School Program and is proud to have been their first civilian sponsor. Paul has tremendous respect for our local firefighters and continues to support the firefighters community.
Paul lives in Gaithersburg, MD with his wife and two boys. In his free time, Paul enjoys fishing and hiking. One of Paul's greatest achievements is hiking the Appalachian Trail from Harpers Ferry, WVA to its origination point in Maine.
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.