Mortgages Under Management

Auto-Lock Your Loan
Let Us Adopt Your Loan

Who's Managing Your Mortgage?

A wealth advisor manages your assets and investments, but who's managing your mortgage? Your mortgage is likely your largest debt and liability, and even small changes in rate can have a huge monetary impact over the life of your loan. At Apex Home Loans, we realize that keeping tabs on the mortgage market just isn't part of people's every day lives. And you know what? That's okay!  We will monitor your mortgage for the entire life of your loan regardless of where it originated and alert you to savings opportunities and current rates each quarter at no charge — and that's just one component of our Mortgages under Management program.  Our refined mortgage management program begins at the planning stage of your loan, and our experience in this area is substantial.

We've actively managed nearly $2.5 billion in mortgages in the past 5 years

What does "active mortgage management" mean?  Simple: active mortgage management is our systematic monitoring of a homeowner's mortgage with the goal of making sure that they have the best terms on their mortgage at every point in its lifetime, resulting in the lowest-cost financing solution for their specific situation. 

Why is mortgage management so important?

Active mortgage management prevents you from becoming one of the many homeowners who overpays for their loan. The majority of homeowners do not know this is happening because their lenders do not work with them to establish a future rate target at which point they can save money. What's more, most lenders do not have a system in place to monitor your mortgage at all. Apex Home Loans' monitoring system proactively alerts customers when they can save money, so you can always rest assured that you have the best mortgage terms possible in the constantly changing marketplace.

How does Mortgages under Management work?

When you choose Apex for your home financing, our system and staff make sure these vital goals are achieved:

1. Getting you the perfect mortgage at a great rate through our mortgage planning process.  From start to finish throughout the life of your mortgage, you’ll have access to an experienced Mortgage Banker, the vast majority of whom are Certified Mortgage Planning Specialists (CMPS). The CMPS designation is held by less than 1 percent of mortgage industry professionals, and it truly makes our Mortgage Bankers expert strategists in several vital areas, including mortgage and real estate taxation, cash flow planning, real estate investment planning, and more. Through proper mortgage planning, you will understand how your home loan impacts your financial goals, cash flow, retirement budget, and more—ultimately getting you the best loan for you.


2. Ensuring you’ll never overpay for your home loan with interest rate locking and monitoring. Our streamlined approach to customizing your mortgage eliminates financial uncertainty by letting you select the rate you want and creating alerts to opportunities that can save you thousands on your home loan. It’s as simple as filling out a form. Then, with our Auto-Lock system, we’ll actively monitor your desired rate and lock it in when it becomes available.

3. Keeping you informed about any money-saving opportunities using our RateWatch Reports. This quarterly mailing will ensure you have the best mortgage on the market by comparing your home loan to the current market. When money-saving opportunities arise, or when changes in life warrant a new approach to your mortgage, you’ll know exactly where you stand. 

Not an Apex customer yet?

Let us adopt your loan. You might not have closed your loan with us before, but that doesn’t mean we can’t manage your loan. We’ll provide you with a Mortgage Planner who will use your current loan information to actively manage your loan and alert you about its position in the marketplace.

Let Apex adopt your loan.