After providing the vision and fortitude necessary to run a Washington Business Journal rated Top 15 Mortgage Lending Company, Michael Parsons promptly joined Apex Home Loans. He has served as Chairman of Apex since 2010, and continuously applies his 20+ years of experience in mortgage banking and real estate to elevate the company’s productivity and profile to new heights.
Michael orchestrates the overall management and marketability of the company, while also capitalizing on strategic opportunities that present themselves within the marketplace. His formidable experience has allowed him to excel at both growing and managing the Apex Sales team. He enhances the sales teams by coaching them on best practices, and assists Loan Officers by helping them set goals and achieve them. Michael is also an active mortgage originator and continues to exceed the expectations of his customers while managing his responsibilities as Chairman.
Michael is a recipient of Maryland Association of Mortgage Professional’s (MAMP) President’s Award and was voted Maryland Mortgage Broker of The Year in 2008. His accolades are the result of his perpetual effort to promote a code of conduct for all mortgage professionals and raise the level of professionalism prevalent among all Maryland loan originators. Michael is a former President of the MAMP and currently serves on the Board of Governors for the Maryland Mortgage Bankers Association (MMBA) and Mortgage Bankers Association of Metropolitan Washington.
Michael has earned the prestigious Certified Mortgage Planning Specialist (CMPS) designation, earned by less than 1% of Mortgage Originators nationwide. This certification represents Michael’s comprehensive understanding of the financial planning, economic, and tax planning issues that relate to mortgages, and it identifies his ability to properly structure mortgages that are tailored to the needs of each individual customer. Aside from his formal certifications, Michael strives to provide his clients with deft and expedient customer service.
Michael is a graduate of the University of Maryland and currently resides in Boyds, MD with his wife Frances, his son Ryan, and his daughter Carissa. He enjoys playing golf and spending time with his family at his beach home in Puerto Rico.
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.