Meet the Lynchburg Team

Sherry Brady

Producing Branch Manager, NMLS ID #217258

I am a Central Virginia native, an Air Force veteran, and with nearly 25 years’ experience in mortgage lending, you can trust that I have the knowledge and ability to guide you smoothly through the process of buying or refinancing your home. Many clients return to me over and over for their financing needs, and regularly refer their family and friends to me. I highly value my relationship with each and every client and I look forward to building one with you!

Rhonda Holt

Senior Mortgage Banker, NMLS ID #217259

As a mortgage industry veteran, Rhonda has earned the trust of many families and real estate professionals in the greater Lynchburg, VA area. She has built her business on referrals by providing fast loan approvals and on-time closings, all delivered with the highest level of personal service. Realizing that every second counts in this industry, Rhonda is available to clients and referral partners on nights and weekends.

Jessica Collins

Mortgage Banker, NMLS ID #440357

I have been in the mortgage industry since 2001 with a background as a mortgage broker and banker. As an experienced mortgage professional, I work to help find the best mortgage product to fit your needs whether you are looking to purchase your first home, vacation home, or forever home. Together with my Apex team, you can look forward to working with some of the top professionals in the industry who are ready to begin working for you.

Jason Witt

Mortgage Banker, NMLS ID #435188

Jason Witt is a 19 year veteran of the banking and mortgage industry. His goal is to always deliver superior customer service while guiding his clients through the mortgage process. His diverse lending background makes him the local "go to" for all of your mortgage related needs. A native of Central Virginia, Jason has spent his entire career focused on sharing his vast knowledge of Central Virginia to both new and existing citizens.

Sophie Lovell

Mortgage Banker, NMLS ID #1201890

I have a background in banking and various areas of lending. In my experience as a Loan Officer, I understand the importance of clear communication and flexible availability. I am dedicated to providing a seamless lending experience to each and every client. I pride myself in my excellent customer testimonials and the referral business that has stemmed from that. It is my goal to ensure that each client feels they are in the best hands with me and my incredible team of experts.

Kate Dahl

Production Partner for Rhonda Holt

As the Production Partner for the Rhonda Holt Mortgage Team, Kate Dahl assists customers from start to finish! Kate is a true team player and works hard to get loans closed clean and on time!

Melissa Workman

Senior Processor

Melissa Workman’s excellent communication skills are a huge asset in making sure borrowers know exactly where their loans are in the process at all times. Melissa also has an extensive knowledge of loan guidelines that helps maintain quick turnaround times and the accuracy needed on files for loan approval.

Tammy LaFratta

Senior Loan Processor

Tammy LaFratta’s bubbly personality will make you feel warm and welcome from the moment you meet her. She is excellent at making sure you are well-informed on what each step of the process means and is dedicated to making sure your loan closes in a timely manner.

Heidi Reynolds

Office Assistant & Processing Assistant for Melissa Workman

Heidi Reynolds is the Administrative Assistant for the Lynchburg Team. She is extremely personable and organized, keeping the entire team on track with upcoming closings and making sure our customers have the best experience possible.

Lisa DeWitt

Processing Assistant for Tammy LaFratta

Lisa DeWitt is the Processing Assistant for Tammy LaFratta on the Lynchburg Team. She has experience working in a fast paced environment to make sure our customers close clean and on time. Lisa's main priority is making sure you are happy with your experience!