KC Caldwell

Mortgage Banker | NMLS ID #1643378

9841 Broken Land Parkway, Suite 212
Columbia, MD 21046
O: (240) 292-5307 
C: (804) 221-0936 
Contact Me   Ready to Apply    Check Out My Reviews

As a Mortgage Banker, KC strives to help make sure your home buying process goes smoothly and efficiently. His passion and goal is to help others achieve their dreams of homeownership.

KC understands that most people only go through the homebuying process a few times in their lives. He takes the time to make sure his clients are educated and informed throughout the process. He makes himself available day or evening and strives to respond quickly to put to rest any concerns. KC specializes in personalized, one-on-one consultations, and strives to provide a low stress home buying experience. KC's main objective is to make buying a home obtainable for everyone.

KC is committed to the highest level of professionalism and is continuously expanding his expertise by attending seminars, luncheons, and various professional development opportunities.

The Tayman Team

Allen Tayman

Production Partner
NMLS ID #205638

Irina Chlumsky

Mortgage Planner
NMLS ID #1184244

Shari Circle
Shari Smith

Senior Documentation Analyst

Sally Circle
Sally Dixon

Senior Documentation Analyst
NMLS ID #128623

Debbie Circle
Debbie Tayman

Director of Business Development

Alexa Circle
Alexa Smith

Marketing Manager
Columbia, MD Branch

Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report


Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.


What Our Customers Are Saying


Mortgage Calculators
Market Update

Contact KC Caldwell