Kathryn Joseph

Kathryn Joseph

Sr. Mortgage Banker | NMLS ID #184509

2400 Research Blvd., Suite 400
Rockville, MD 20850
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When it comes to mortgage banking, Kathryn Joseph is nothing less than an expert! Her experience in New Home Sales for 8 years, and the mortgage industry for 25 leaves her exceptionally knowledgeable on all aspects of the transaction.

By working with financial advisors, Kathryn specializes in helping her clients reach their retirement goals and finds extreme joy in helping people save money each month for a down payment on a home or kids’ college.

Apex provides a warm, yet professional, atmosphere where the customer’s needs come first, which makes her proud to be a part of it.

When she is not helping her customers move into the home of their dreams, you can find Kathy at her French Cheese Seminars or running a French meetup for local Francophiles of a “Certain Age”. She is passionate about all things French, as she was born and raised in Quebec.

Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report

Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.

What Our Customers Are Saying

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