<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=331481514339589&amp;ev=PageView&amp;noscript=1">
Jessica Smith_Circle web

Jessica Smith

Senior Mortgage Banker | NMLS ID # 1927738

15245 Shady Grove Road
South Tower, Suite 430
Rockville MD 20850
Contact MeReady to Apply  


Jessica began her career in retail leadership with prominent companies like Tesla and Apple. It was after a family relocation that she found herself in Mortgage in 2017. Her love and passion for delivering an incredible customer experience fit perfectly within the mortgage lending industry. She knows customers have choices. It is her mission that every step of her clients journey is smooth. Jessica takes pride in simplifying this large transaction and making it transformational for each client. The difference she makes for her clients is incredibly fulfilling and rewarding which drives her.

Outside of work Jessica is a mom, wife, sister, daughter and friend. You will find her spending time with her two daughters with their lacrosse, gymnastics and dance. Her husband and she love doing projects around her home, personalizing wherever they can. She loves to spend time at the beach and take annual trips every summer to Deep Creek Lake. Spending time outside and hanging with her neighbors is something Jessica does often. Jessica also enjoys spending time with the Mortgage on a Mission Team who has become an extended family.

Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report

Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.

What Our Customers Are Saying

Mortgage Calculators
Market Update

Contact Jessica Smith