What's Your Home Worth?
Jeff Modeski is a Senior Mortgage Banker with Apex Home Loans, Inc. He has been providing exemplary customer service to his customers for over 20 years.
As an experienced mortgage planner, Jeff has the unique ability to contextualize your mortgage within the framework of financial planning, economic, and tax planning issues. Jeff understands that your mortgage transaction may be the biggest investment of your life, and he helps you analyze and evaluate your options. With your input, Jeff can help you develop and implement your personal mortgage plan. Each person's needs are different, and Jeff prides himself in finding the "dream mortgage" to fit his customers' dream home.
Jeff is proud to regularly present to Financial Advisors about the mortgage business to help them better serve their clients.
Jeff lives in Anne Arundel County with his wife, Kim, his two children, Jake and Karsyn, and two dogs, Cali and Refi.
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.