Jeff Modeski

Jeff Modeski

Sr. Mortgage Advisor | NMLS ID #217558

6339 Ten Oaks Rd #200
Clarksville, MD 21029
Contact Me     Apply Now

Jeff Modeski is a Senior Mortgage Advisor with Apex Home Loans, Inc. He has been providing exemplary customer service to his customers for over 18 years.

As an experienced mortgage planner, Jeff has the unique ability to contextualize your mortgage within the framework of financial planning, economic, and tax planning issues. Jeff understands that your mortgage transaction may be the biggest investment of your life, and he helps you analyze and evaluate your options. With your input, Jeff can help you develop and implement your personal mortgage plan. Each person's needs are different, and Jeff prides himself in finding the "dream mortgage" to fit his customers' dream home.

Jeff is proud to regularly present to Financial Advisors about the mortgage business to help them better serve their clients.

Jeff lives in Anne Arundel County with his wife, Kim, his two children, Jake and Karsyn, and two dogs, Cali and Refi.

Jeff's Team

Jean Butera
Jean Butera
Loan Coordinator
Jeff Conly
Jeff Conly
Mortgage Advisor
NMLS #1255237

Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report

 

Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.

Check Out These Great Resources!

Ultimate Guide to Understanding Your Credit

Knowing where to start when buying a home can be challenging. This piece distills the first steps in the process down to one simple page!

 

Download Now

Guide to Understanding Your Credit
Guide to Happy Homebuying
Guide to Happy Homebuying

Think of our guide as the beginner's manual to the perfect mortgage. It simplifies and explains the process, improving your homebuying experience.

 

Get the Guide

What Our Customers Are Saying

“Jeff has far exceeded my expectations. He has been there for me throughout the years with simple questions and in depth questions and set my mind at ease. I couldn't have done this last refinance without Jeff and his staff working diligently through it all. I am forever grateful for his positive and won't quit attitude.” – Erin L.

“As first time home buyers, my wife and I were pretty intimidated by a competitive marketplace. Jeff did a fantastic job answering all our questions and sharing his knowledge with us. His advice was spot on and he was always available to help us any time of day. We will recommend him to everyone and definitely use him for our future home purchases. Thank you Jeff and the whole team at Apex Home Loans!” – Derek M.

"Jeff has guided me very patiently every step along the way. He is very meticulous, knowledgeable and very prompt in communication. Jeff has set the bar very high for the customer service and delight. I would, on any day go to Jeff for not only my future loan requirements but also would strongly recommend for my friends and relatives. Great Job Jeff.”  – Suren R.

Mortgage Calculators
My Zillow Reviews

Contact Jeff Modeski