Heroes First Program Benefits & Eligibility

• Receive up to $500 maximum towards closing costs per loan on purchase or refinances.
• Heroes First is available with any loan program we offer, including those with down payments as low as 0%.
• Benefit from a dedicated mortgage expert to act as your in-process guide and go-to adviser throughout the entire life of your loan.

Eligible community heroes include:

• Active or retired teachers, including college professors.
• Active, reserve, or veteran military members.
• All active or retired full-time fire fighters, fire department support staff, or Emergency Medical Services (EMS) personnel. 
• Active or retired law enforcement professionals, including all support staff. 
• Active, full-time medical professionals, including nurses, nurse practitioners, nursing assistants, home health aides, and physicians
• Active Social Workers working in the public space*
• Active Mental Health Clinicians working in the public space*
• Must qualify for a mortgage to take advantage of Heroes First benefits. 

*Effective as of November 1, 2020