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Derek Harman_Circle

Derek Harman

Senior Mortgage Banker | NMLS ID # 882287

15245 Shady Grove Road
South Tower, Suite 430
Rockville MD 20850


Contact Me Ready to Apply   

I was born and raised in Petersburg, West Virginia, and I moved to Delaware when I was 14. I played baseball at Salisbury University, and graduated with a degree in Mass Media Communications and a minor in Psychology. I have lived in Virginia, the District of Columbia, and Maryland where I currently reside with my wife and two daughters. Having lived in these three areas, I have become familiar and fallen in love with each of their unique qualities. I have been in the finance and mortgage industry since 2011. For most people the loan process may be one of the most stressful times of their lives. I truly love assisting people through this time of stress, and making the process simple and easy.


I pride myself on customer service, professionalism, and integrity. I have surrounded myself with the best loan officers and mentors in order to become the best I can be. I look forward to meeting, and creating an opportunity to earn your trust!


Don't Overpay for Your Mortgage

All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.

1. Mortgage Planning

Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor

How it works

2. Interest Rate Locking & Monitoring

Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.

Learn more about Auto-Lock

3. RateWatch Reporting

After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.

See Example Report

Not a Customer Yet?

No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.

What Our Customers Are Saying

Mortgage Calculators
Market Update

Contact Derek Harman