Our relationship begins as soon as you complete your application. I will work with you and everyone involved in your loan process to ensure a smooth process until the very end. I will treat your loan as if it is my own!
I live in Northern Virginia with my husband, Jonathan, and four kids, Christopher, Ethan, Riley and Graceyn. My immediate and large extended family keep me busy in my “free” time. Just call me the Chaos Coordinator! I love hosting family gatherings, beach trips and quiet nights with a glass of wine.
Christa Fitch is a licensed loan production partner on the Derek Harman team. Ready to work with Christa? Apply now with Derek Harman and Christa Fitch. Learn more about Christa’s loan partner, Derek Harman.
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.