My job begins when you’ve decided to pursue your dream of home-ownership. I work to design the perfect loan to compliment both your short-term and long term financial goals. Throughout my career in the mortgage business, I have come to realize that guiding others into their home is my life’s dream. Like you, my home is my haven, and I look forward to coming home every day to my partner, Lorraine and our dog Jack.
Since I will be getting to know you, your family, and your goals, there are a few things to know about me. While I enjoy long walks on the beach, my favorite getaway is to the mountains! I absolutely love spending the day skiing on the slopes with my family and friends, from the first chair up to the last run down. I am a HUGE sports fan and have supported the Baltimore Orioles and Maryland Terps since 1975. I live my life following the words of Joseph Campbell, “Follow your bliss.” I truly believe everyone has their own purpose in life and should follow wherever it takes them. I am grateful to know that my purpose is centered on helping people and by providing an exceptional home-buying experience.:
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.