I've been helping customers fulfill their dream of homeownership since 1992. In that time, I've seen the industry go through some remarkable changes, and I pride myself on being an expert in my field.
I understand that most people only go through the homebuying process a few times in their lives, and I will take the time to make sure you are informed throughout the transaction. I make myself available day or evening and respond quickly to put any concerns to rest. Many of my customers are first-time homebuyers, and I am happy to help new buyers achieve homeownership.
I'm a graduate of the University of Maryland and a Howard County resident, so I understand the dynamics of the area. I work with local and state bond programs to help first-time homebuyers achieve their dreams while keeping their financial goals within reach. A positive and seamless homebuying experience is my specialty.
As a grandson and son of military veterans, I am passionate about helping the men and women that served our country receive their due benefit. I am well-versed in VA loans and jump at the chance to help service-members with their housing needs.
Most importantly, I have an incredible team. We keep our customers well informed and take care to gather all necessary documentation early on in order to deliver a smooth and stress-free loan process.
All of my customers are enrolled in Mortgages Under Management, a complimentary program that brings together our experienced staff and reporting tools to make sure you have the best terms on your mortgage. My comprehensive approach begins at the planning stages of your home financing and continues throughout the entire life of your loan.
Out of the gate, I'll structure your new mortgage to complement your financial plan, getting you the perfect mortgage at a great rate. I'll consider your financial goals, cash flow, retirement budget, and more - helping you understand each factor
Interest rates change daily. With our Auto-Lock service, I'll help you target a competitive rate and lock it in when it becomes available. Then, I'll work with you to plan for the future by establishing a preset rate target at which a refinance can save you money.
After your loan closes, my work doesn't end. I'll provide RateWatch Reports: quarterly mailings that compare your interest rate to the current mortgage market. You will be alerted when savings are available and always know where your mortgage stands.
No problem. Enroll in my Mortgages Under Management program on the form at the bottom of this page. I'll "adopt your loan" by collecting the necessary information to actively manage your mortgage and alert you to its position in the marketplace.