Do You Have Less-Than-Perfect Credit?

If your credit is less than perfect, you're not alone. A recent study by the Mortgage Bankers Association of America revealed some startling facts: of 100 people who applied for a standard 30 year fixed rate mortgage through traditional

lending avenues (banks, savings and loans, credit unions, etc.), less than 40% qualified for that loan. That leaves 60%+ who were forced to seek alternative real estate financing solutions.

Credit issues that can prevent you from obtaining a traditional lending profile include:

	Late Payments on Accounts (Home loans, car loans, credit cards, etc.)
	Collections
	Charge-Offs
	Judgments (also called Abstracts of Judgment)
	Bankruptcy/Consumer Credit Counseling
	Foreclosure

These items, unless paid off and/or eliminated, will not go away, and will continue to prevent you from realizing your best financial future.

Home Purchase Solutions:

We help people with less-than-perfect credit attain the American dream of home ownership.

Equity Repositioning Solutions:

For those current homeowners who've faced credit challenges, and wish to lower their overall monthly payments and/or clean up their credit, we specialize in a very unique service: Equity Repositioning.