Our access to many lending sources gives us tremendous flexibility to:
- Consider all types of credit and income structures, including those of self-employed individuals
- Provide traditional fixed-rate and adjustable-rate structures as well as alternatives such as interest-only loans and cost-of-funds-indexed mortgages
- Offer home loans on owner-occupied or investment-property single-family homes, townhomes, two-to-four unit properties and condos
- Process loans from application to closing in as few as 10 business days through automated underwriting systems
- Have convenient meeting locations throughout the Washington, D.C.metropolitan area and offer home and office appointments
Apex Home Loans, Inc. Product Offerings:
Home Equity Loans
You may want to use your home's equity to make a home improvement, buy a car or boat, expand a business or pay college tuition. Or, you may simply want to consolidate your credit card debt - either eliminating your debt altogether or by replacing many high-interest payments into one, low-interest monthly obligation. A Home Equity Loan could be a smart financial move for you. Many homeowners reserve this type of account to cover a major expenditure.
Also consider these advantages:
- Several low, fixed-rate options
- The ability to borrow up to 85 percent of your home's equity
- Fixed-rate lump sum payment
- An effective way to manage your obligation with fixed,monthly payments
- Minimal out-of-pocket expenses
Home Equity Lines of Credit
With a Home Equity Line, you gain a credit limit against which you can borrow, repay and borrow again. Use this line in much the same way as you would the cash advance feature of a credit card account. Since you'll pay lower interest rates on a Home Equity Line than you would pay for a credit card account, your dollars stretch further. And if you itemize expenses on annual income taxes, you may be able to deduct annual payments on these lines.
That's not all. Home Equity Lines offer more benefits:
- The ability to borrow up to 85 percent of your home's equity
- Access to money as you need it simply by writing a check or transferring money from your Home Equity Line into your checking account
- An option of converting to a fixed-rate loan on some products
- Low introductory rates for the first six months
- Low-or no-closing cost options
- It's ideal as an emergency cash reserve
Home Purchase Mortgage
We educate and counsel first-time homebuyers so you understand the financial advantages, expectations and responsibilities of owning a home. Since we embrace technology and the use of automated underwriting, our pre-approval letter is among the strongest in the industry. And, when you decide to buy your next home, we're ready to move when you are with special products and services designed for trade-up borrowers.
Find the alternatives that meet your special needs and financial situation:
- Conforming or conventional mortgages that meet Fannie Mae or Freddie Mac criteria
- Jumbo mortgages for large, exclusive homes
- Fixed-rate mortgages with the benefit of steady payments
- Adjustable-rate mortgages with rates typically one to two percent below a comparable fixed-rate loan
- 100% financing with no downpayment
- Special loans for the self-employed
- Special loans designed for divorced or separated individuals
- Expertise with investment properties, two-to-four unit properties and condos
- PMI alternative loans to help you avoid costly mortgage insurance payments (80/15/5 and 80/10/10)
- nt,
- Fast closings
Mortgage Refinances
Homeowners consider refinancing their mortgage for many reasons:
- Lower monthly mortgage payments
- Eliminate debt by taking cash out of the home's equity
- Make home improvements
- Convert from an adjustable-to a fixed-rate loan
- Refinance a jumbo loan to take advantage of higher conforming loan limits
Also ask us how to gain a free Home Equity Line with your refinance.
We 'll analyze your current circumstances. And we'll help you make an informed decision about when and how to refinance so that you gain the best financial advantages over time with the lowest overall cost for your situation. What 's more,you 'll experience little paperwork, faster closing and less stress when we handle your refinance.
Mortgages for Separated or Divorced Individuals
Individuals who are separated or divorced often may find it challenging to qualify for a mortgage because they pay items such as alimony or child support.
Click on our resources page for more information - Apex Resources
Our access to many lending sources gives us tremendous flexibility to:
- Consider all types of credit and income structures, including those of self-employed individuals
- Provide traditional fixed-rate and adjustable-rate structures as well as alternatives such as interest-only loans and cost-of-funds-indexed mortgages
- Offer home loans on owner-occupied or investment-property single-family homes, townhomes, two-to-four unit properties and condos
- Process loans from application to closing in as few as 10 business days through automated underwriting systems
- Have convenient meeting locations throughout the Washington, D.C.metropolitan area and offer home and office appointments
Apex Home Loans, Inc. Product Offerings:
Home Equity Loans
You may want to use your home's equity to make a home improvement, buy a car or boat, expand a business or pay college tuition. Or, you may simply want to consolidate your credit card debt - either eliminating your debt altogether or by replacing many high-interest payments into one, low-interest monthly obligation. A Home Equity Loan could be a smart financial move for you. Many homeowners reserve this type of account to cover a major expenditure.
Also consider these advantages:
- Several low, fixed-rate options
- The ability to borrow up to 85 percent of your home's equity
- Fixed-rate lump sum payment
- An effective way to manage your obligation with fixed,monthly payments
- Minimal out-of-pocket expenses
Home Equity Lines of Credit
With a Home Equity Line, you gain a credit limit against which you can borrow, repay and borrow again. Use this line in much the same way as you would the cash advance feature of a credit card account. Since you'll pay lower interest rates on a Home Equity Line than you would pay for a credit card account, your dollars stretch further. And if you itemize expenses on annual income taxes, you may be able to deduct annual payments on these lines.
That's not all. Home Equity Lines offer more benefits:
- The ability to borrow up to 85 percent of your home's equity
- Access to money as you need it simply by writing a check or transferring money from your Home Equity Line into your checking account
- An option of converting to a fixed-rate loan on some products
- Low introductory rates for the first six months
- Low-or no-closing cost options
- It's ideal as an emergency cash reserve
Home Purchase Mortgage
We educate and counsel first-time homebuyers so you understand the financial advantages, expectations and responsibilities of owning a home. Since we embrace technology and the use of automated underwriting, our pre-approval letter is among the strongest in the industry. And, when you decide to buy your next home, we're ready to move when you are with special products and services designed for trade-up borrowers.
Find the alternatives that meet your special needs and financial situation:
- Conforming or conventional mortgages that meet Fannie Mae or Freddie Mac criteria
- Jumbo mortgages for large, exclusive homes
- Fixed-rate mortgages with the benefit of steady payments
- Adjustable-rate mortgages with rates typically one to two percent below a comparable fixed-rate loan
- 100% financing with no downpayment
- Special loans for the self-employed
- Special loans designed for divorced or separated individuals
- Expertise with investment properties, two-to-four unit properties and condos
- PMI alternative loans to help you avoid costly mortgage insurance payments (80/15/5 and 80/10/10)
- nt,
- Fast closings
Mortgage Refinances
Homeowners consider refinancing their mortgage for many reasons:
- Lower monthly mortgage payments
- Eliminate debt by taking cash out of the home's equity
- Make home improvements
- Convert from an adjustable-to a fixed-rate loan
- Refinance a jumbo loan to take advantage of higher conforming loan limits
Also ask us how to gain a free Home Equity Line with your refinance.
We 'll analyze your current circumstances. And we'll help you make an informed decision about when and how to refinance so that you gain the best financial advantages over time with the lowest overall cost for your situation. What 's more,you 'll experience little paperwork, faster closing and less stress when we handle your refinance.
Mortgages for Separated or Divorced Individuals
Individuals who are separated or divorced often may find it challenging to qualify for a mortgage because they pay items such as alimony or child support.
Click on our resources page for more information - Apex Resources