Mortgage Information for Divorced and Separated Individuals

This section of our website is designed specifically to provide resources to individuals going through separation and divorce proceedings as well as those business professionals that serve them.  Apex Home Loans provides mortgage support services to Family Law Professionals, Mediators, Mental Health Professionals, Child Specialists, and Financial Neutrals.

• Child Support & Alimony Guidelines for mortgage qualification  
  
   
• Sample Collaborative Divorce Findings Report – This report outlines the option of the parties in the transaction and is also available by request in mediation and litigation cases.
  
   
• Rent vs Own Analysis – This report is available by request and useful in helping the vacating spouse determine if a new home purchase vs new rental makes sense - application
  
   
• Guide to Understanding your Credit Score
  
   
• Current Conforming & Jumbo Loan Limits  
  
   
• Net sale proceeds worksheet – This is a great tool to estimate the net sales proceeds from the sale of the marital home. 
  
   
• Recommended appraisers – Please note that the Home Valuation Code of Conduct (HVCC) requires that in order for an appraisal to be valid for use in a conventional loan transaction, the appraisal ordering and management process must have been handled by the originating lender in compliance with the HVCC. With that in mind, and in order to avoid the requirement for additional appraisals needed to obtain financing and the incurring additional charges, we recommend that any appraisals ordered for valuation purposes in cases where financing will be needed shortly, be ordered through the originating lender.  Linked here is a list of appraisers we may use in connection with an appraisal order. Appraisals can be ordered directly through these appraisers as well, though keep in mind that appraisals NOT ordered through the originating lender cannot be used for financing, regardless of whether they were performed by an appraiser on the approved list.
  
   
• Related Articles 
  
   
• Interested in seeing something else on this page? Click here to provide your request feedback. 

This section of our website is designed specifically to provide resources to individuals going through separation and divorce proceedings as well as those business professionals that serve them.  Apex Home Loans provides mortgage support services to Family Law Professionals, Mediators, Mental Health Professionals, Child Specialists, and Financial Neutrals.

• Child Support & Alimony Guidelines for mortgage qualification  
  
   
• Sample Collaborative Divorce Findings Report – This report outlines the option of the parties in the transaction and is also available by request in mediation and litigation cases.
  
   
• Rent vs Own Analysis – This report is available by request and useful in helping the vacating spouse determine if a new home purchase vs new rental makes sense - application
  
   
• Guide to Understanding your Credit Score
  
   
• Current Conforming & Jumbo Loan Limits  
  
   
• Net sale proceeds worksheet – This is a great tool to estimate the net sales proceeds from the sale of the marital home. 
  
   
• Recommended appraisers – Please note that the Home Valuation Code of Conduct (HVCC) requires that in order for an appraisal to be valid for use in a conventional loan transaction, the appraisal ordering and management process must have been handled by the originating lender in compliance with the HVCC. With that in mind, and in order to avoid the requirement for additional appraisals needed to obtain financing and the incurring additional charges, we recommend that any appraisals ordered for valuation purposes in cases where financing will be needed shortly, be ordered through the originating lender.  Linked here is a list of appraisers we may use in connection with an appraisal order. Appraisals can be ordered directly through these appraisers as well, though keep in mind that appraisals NOT ordered through the originating lender cannot be used for financing, regardless of whether they were performed by an appraiser on the approved list.
  
   
• Related Articles 
  
   
• Interested in seeing something else on this page? Click here to provide your request feedback.